Where Do I Go From Here?
Much of my writing is directed to planning for an eventual outcome. That outcome is that you or a loved one is going to need assistance in the future, and that care is going to cost money. In my experience, a good portion of meeting with clients is explaining the different options for long term care. Most people assume the only options are 1) Do nothing and stay at home or 2) Go to a nursing home and spend all your money until it’s gone. With the population aging rapidly,
Help Me Help You
Elder law attorneys help people with a specific set of problems and associated questions. The most common questions are: - How do I (or my loved one) pay for long term care? - Is long term care insurance a good option? - Should we be spending our money? - How much can we keep? - What does a nursing home cost? - Is Medicaid a good idea? How do I qualify? - What about family care? - Can we afford to priva
Another Piece to the Puzzle: Hybrid Insurance
I thought it was worth sharing this article from the NAELA News magazine on the topic of “Hybrid” Insurance policies. A Hybrid policy is a combination of life insurance and long-term care insurance, that is one of many tools that can work in planning for long term care costs. We do not sell insurance, nor are we equipped to recommend one policy over another. However, one of the initial suggestions I make to clients is to have them get in touch with a professional that is q
HI! I'm An Elder Law Attorney
I see the blank stare I’m getting. I’m used to it. I think only Elder Law attorneys know what Elder Law attorneys are. My follow up is usually to say: “I look for ways to help people plan for how to pay for a nursing home.” This is a very generic explanation, and only a very small part of what I do, but when I use those words, most people get it. My role depends largely on each client’s situation, and what they want to accomplish. I view my job as part puzzle-solver, pa